For nearly four decades, Northwood has guided Michigan families through the decisions that shape generations. Investment management, tax strategy, and the planning conversations most advisors avoid.
Discretionary portfolio management built around your family's specific time horizon, tax situation, and goals across generations.
Income strategies, Social Security optimization, and the spending plans that turn a lifetime of saving into the years you actually want to live.
Coordination with your CPA on Roth conversions, charitable giving, capital gains harvesting, and the multi-year moves most families miss.
Wills, trusts, and the complete family legacy. Attorney-reviewed Michigan documents and the digital vault that holds everything that matters.
The hard conversations about wealth transfer, family governance, and preparing the next generation to receive what's been built.
Life, disability, long-term care, and umbrella coverage reviewed against your actual family balance sheet, not a one-size-fits-all template.
Most Americans without an estate plan are not unaware of the need. They are waiting for someone they trust to make it simple. At Northwood, we make it simple.
Our Legacy Protection program brings attorney-reviewed Michigan estate planning documents inside the relationship you already have with us. Wills, trusts, powers of attorney, and the complete family vault that holds everything from financial accounts to the farewell letter you'd want your grandchildren to read.
"We do not manage portfolios. We manage the financial life of a family across the time it actually takes for wealth to mean something."